Basic Account

This account has the broadest set of collateral types, but with it more conservative Loan-to-Values ("LTVs") and Liquidation thresholds.

The following LTVs may are likely to change prior to Mainnet. These have been set somewhat aggressively, and may be updated prior to Mainnet. We'll communicate this on our various channels when or if such changes occur.

Basic Tokens

Accepted Collateral
LTV
Liquidation Threshold

USDC

85.5%

88%

USDT

85.5%

88%

DAI

77%

90%

ETH

82.5%

85%

WBTC

70%

80%

Deposit Tokens

These are vanilla, deposit-like tokens where tokens are deposited, or staked in exchange for a yield. These tokens, risk-wise, trade as a haircut to the Basic Tokens above. For example, if ETH's LTV is 75% and the Haircut is 5%, then this gives a Haircut Discount Factor (HDF) of (100%-5%) = 95%, and so the corresponding LTV metric is: 75% x (100%-5%) = 75% x (95%) = 71.25%.

Accepted Currencies: USDT, USDC, DAI, ETH, WBTC

Accepted Collateral
LTV & Liquidity HDF

Aave aTokens

95%

Compound cTokens

95%

LIDO stkTokens

coming soon

Complex Tokens

These are any other tokens where the underlying is deemed structured, or complex.

Accepted Currencies: USDT, USDC, DAI, ETH, WBTC

Accepted Collateral
LTV & Liquidity HDF

Curve LP Tokens

95%

Uniswap LP V3 NFT Tokens

95%

Yearn yTokens

coming soon

Balancer LP Tokens

coming soon

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